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Saturday, February 12, 2022


 I have used PalmPay for almost everything since I joined - bank transfers, airtime recharge, data subscription etc it can also be used for electricity, water, and Cable TV bill payment, and the app is capable of so much more.
Above all, what I love most are the cash rewards I have gotten by using the app for these transactions.
Because there is love in sharing, let me share how all of this is possible, and how you too can save and make lot of money with the PalmPay app!
Here’s how it works:
1. Rewards on all transactions 
Almost every transaction made on the PalmPay app is rewarded with PalmPoints or discount coupons.

A PalmPoint is a unit of measuring your reward on PalmPay, and it is equivalent to the Naira. So, 1 PalmPoint = 1 Naira, and it can be used to get up to 50% discount on future transactions made on the PalmPay app.
For airtime recharge, if you recharge N100, you earn 15 PalmPoints for your first transaction, and continue to earn cashback on all your airtime transactions on the app. The amounts you can earn depend on how much you transact, and the current offers available.

There is also a 2% bonus in PalmPoints when you pay Cable TV and electricity bills with the PalmPay app. This applies for the first 5 bill payments you make per month.
As a new user you also get various coupons that you can use to get discounts on the different services available on PalmPay and you can collect more coupons in various places within the app. Basically, I never pay full price again ever since I switched my transactions to this platform.

2. Cash spree 
This is a fun feature that allows users to earn cash rewards for inviting family members and friends to download and register on the PalmPay app.


With this Cash Spree feature, you can earn up to N3000 just from referrals only. You pick the amount you want to earn ranging from N500 - N3000 and then invite the required number of people to be able to cash out.
I invited some of my friends and when I had invited enough people and hit the cash target I set, I got credited to my wallet the next day.
Speaking of referrals, if you’re not yet on PalmPay, you are missing alot. 
Click HERE now to register and start earning.

3. Awoof Moni
The “Awoof Moni” feature is another type of referral feature on the app. With this one, your friends can get rewarded too.


The best thing about this feature is that you can send a free airtime coupon of up to N100 to both users and non-users of the PalmPay app, and once they redeem it, you get the same amount credited as a cash reward.
It’s a great way of saving more on airtime if you’re a frequent card buyer, or earning from referrals if you prefer to get paid per new user rather than work towards a target.
Here’s my own Awoof Moni link for you to grab some free airtime:

4. N50 Grab deals
PalmPay also has a feature on the app to buy physical products like phones and electronics called PalmBuy.

Interestingly, you can get brand name phones at really good prices here. The Infinix Hot 10 is available on PalmPay for just N45,000 which is 8k cheaper than the one on Jumia.
And one of my favourite promotional features on the app is N50 Grab Deals, which is like a daily mini-lottery for some of the products available to buy on the app.
You bid N50 for the deal of the day and a winner is chosen randomly from all who place a bid. If you win, the item will be delivered to your doorstep free of charge.
The best thing is that everyone who enters gets to increase money as the N50 bid will be given back as at least N60 in coupons. This is my favourite way to collect some extra discounts when I run out of coupons on my account.

5. Frequent promos
Now usually you wouldn’t associate your payment app with fun and excitement right? I’m used to banking being one of the things that I do whenever I have bills to pay.
PalmPay is really different in that they have fun promotions every month. I’ve participated in a few and I have always benefitted.
There’s an activity going on right now where you can participate in the PalmPay X Vskit #RewardingSideOfLife challenge. You can also participate by making a creative skit showing how your expression is when PalmPay rewards you, and you stand a chance to win from the N200,000 pool prize. 
Click on this link: https://s.vskit.tv/r/btYJ to participate.

6. Group Buying
Probably the best way I’ve found to save money consistently is the group discounts feature.

The way it works is that if 5 people using the app buy something together, you all get a discount.
Discounts are available for airtime, data, bills, betting and electronics items.
I usually use this feature to get 10-20% off my airtime and data when I don’t have any coupons left.
And that’s not all.. there are still more ways to get discounts and rewards on PalmPay like the Daily Check-in Rewards, Spin and win rewards, Gemstones, Step and Earn feature and so on.
 Anyway, to put it simply, you could be saving literally thousands of Naira every month on your everyday transactions!
PalmPay gets to pay you for most of your activities with the app e.g
  • You will receive free airtime bonus when you register with the app 
  • You will earn money when you invite friends to register through your link
  • You will earn when you link your bank account to the app
  • Daily Spin and Win 
  • You will earn bonus cash back whenever you fund your PalmPay account
  • You will earn cash points for daily logins and usage of the app and many other benefits
So what are you waiting for? if you haven't registered to begin usage of the app, 
Click HERE now to register and claim your free airtime bonus and start earning with the app.


You can click HERE to join our affiliate network program and make passive income online.

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Sunday, February 06, 2022


An embedded-SIM (eSIM), or embedded universal integrated circuit card (eUICC), is a form of programmable SIM that is embedded directly into a device.

 Embedded SIM (e-SIM) is the next step in the evolution of Subscriber Identity Modules (SIM cards). They are designed to deliver unprecedented freedom and flexibility. Unlike the physical SIM, you do not need to insert an eSIM into your phone as it is already built into your smartphone, device or wearable. 

Benefits of eSIM

  • e-SIMs allow you have more than one phone number associated to your smart device. They particularly useful for people who want to manage personal and business lines.
  • The possibility of losing or damaging your SIM is reduced because it is built into your device.
  • You no longer have to deal with cutting SIM cards or finding adapters.
  • It is extremely convenient for frequent travelers, making it easier to switch between network operators.

List of Mobile networks that support eSIM in Nigeria

Currently in Nigeria, we only have two telecommunication operators that support the use of eSIM, MTN Nigeria and 9Mobile. MTN Nigeria eSIM was launched in July 2020, while 9Mobile was launched early August 2020.

  • MTN Nigeria
  • 9mobile

List of Phones in Nigeria with eSIM support

Below is a list of compatible devices or phones that support eSIM in Nigeria without the use of third-party applications.

  • iPhone 12 Pro Max
  • iPhone SE
  • 11, 11 Pro, 11 Pro Max
  • XS, XS Max
  • iPhone XR
  • Samsung Galaxy Note 20 Ultra, Ultra 5g
  • Note  20+
  • Fold LTE model
  • Galaxy Z Flip
  • Samsung Galaxy S20, s20+ and S20 Ultra (Single SIM Nano-SIM and/or eSIM models )
  • Huawei P40 and P40 Pro
  • Nuu Mobile X5
  • Google Pixel 3 & 3XL ( Limited support )
  • Pixel 4
  • Google Pixel 4a
  • Lenovo Yoga 630
  • HP Spectre Folio
  • iPad Air (3rd Generation)
  • Pro (3rd Generation)
  • iPad Mini (5th Generation)
  • Gemini PDA

How does the eSIM work in Nigeria?

The eSIM was globally launched in 2016. It is considered the next generation of SIM cards after Nano SIMs which were launched in 2012.

The eSIM works just like a second SIM card if you were having a device with two SIM slots. It provides you with a second phone number without buying another SIM card, all you have to do is activate it with your account profile and you are up and running. Phones and Networks that support eSIM in Nigeria. During the first step of the activation process, compatible phones are used to scan a QR code assigned to the eSIM.

How To Register and Activate MTN eSIM in Nigeria

The MTN eSIM in Nigeria is said to a trial that will run for 365 days and it is open on a first come first served basis to a restricted number of subscribers who own compatible devices. To register the MTN eSim you will have to visit any of the MTN stores you know, and the activation process would follow at the store. To use eSim cards, it first has to be activated on your phone. The activation has to be done in an MTN store by a customer care agent. According to MTN, the process is done at no cost to the subscriber.

Once the device is certified compatible with the MTN eSim, an account profile is created for the subscriber and the agents complete the integration process with the user.

Once the integration is completed, a customer will find that using the virtual card is basically the same as using the current sim. There are new additions though. While physical sim cards can store up to 200 contacts, MTN eSim cards can store more than 200 contacts.

How To Activate and Use 9Mobile Nigeria eSIM

The whole process of getting the 9Mobile eSIM is similar to that of MTN, customers can walk into any of our select 9mobile Experience Centres to request an eSIM activation, following that a QR code will be provided to scan and download an eSIM profile and perform the usual SIM registration.

Customers that walk into any 9Mobile Experience Centre and activate the eSIM and you should get up to 7GB free worth of data. If you already have the traditional SIM card and you want to replace it with an eSIM, you only need to do a SIM swap.

How to activate eSIM on Apple iPhones

Follow these steps to activate eSIM on your iPhone 11 Pro Max, iPhone 11 Pro, iPhone 11, iPhone XS, iPhone XS Max.

  1. First, you need to get the QR code from a customer care agent of your network provider.
  2. Go to Settings>Cellular.
  3. Tap add a cellular plan.
  4. Scan the QR code which you received from the customer care agent
  5. If you’re asked to enter a confirmation code to activate the eSIM, enter the number provided with the QR code.

How to activate eSIM on Android phones

  1. Using a QR code scanner App
  2. Scan your eSIM QR code
  3. Touch the Cell Plan Detected notification when it appears.
  4. Press Continue at the bottom of the screen.
  5. Touch Add a cell plan.
  6. If you are prompted for a confirmation code to activate the eSIM card, enter the number provided by your operator.

How to activate eSIM on Android phones using SIMO App in Nigeria

SIMO is an app that helps users easily connect to their eSIM. List of phones you can download and use SIMO on for MTN Nigeria and 9Mobile eSIM on in Nigeria TECNO Camon 12 Pro, TECNO Camon 12, Infinix Hot 9 series, and Infinix Note 7.

  1. Open SIMO.
  2. Set eSIM profile up.
  3. Click “Connect” to get online.
  4. Buy Data. Choose the plan that works best.
  5. Get Support. Get support within SIMO.

Benefits of Using eSIM in Nigeria

  • It stores multiple cellular profiles and hence it works seamlessly across the world.
  • You no longer have to deal with cutting SIM cards or finding adapters.
  • No specific slot is required, unlike SIM cards.
  • There is no possibility to lose the card as it is tied to the device itself.
  • It provides the same level of security as a removable SIM card.
  • It is easier to switch between network operators.

eSIM Nigeria Questions and Answers

What is an eSIM?

An eSIM is easily described as a digital SIM that enables users to activate a cellular plan from your carrier without having to use a physical SIM.

Is eSIM available in Nigeria?

Yes, eSIM is available in Nigeria and was firstly launched by MTN Nigeria.

Which phones support eSIM in Nigeria?

Currently, the iPhone 11 Pro Max, iPhone 11 Pro, iPhone 11, iPhone XS, iPhone XS Max, Google Pixel 2, Google Pixel 3 and Google Pixel 4 all support the use of eSIM in Nigeria.

Which mobile networks in Nigeria support the use of eSIM?

MTN Nigeria and 9Mobile are currently the only telecommunication companies that support eSIM in Nigeria.

Do I require data to download my eSIM profile?

Yes, your smartphone will need to be connected to a data network to download the eSIM profile.

Is eSIM better than physical SIM?

eSIM can’t be physically damaged or lost.

Sunday, September 27, 2020


Turn your phone to a robotic listener

An Android is a robot that looks like a person.
Our Android smartphones are supposed to be able to mimic the functionality of robots in certain ways.
How would you feel if you could just speak to your Android phone to do certain things by itself for you without you having to press your phone to do it ?

Wednesday, July 01, 2020


Learn how to hack, monitor and remotely control any android phone from anywhere you are in the world.

Sunday, January 05, 2020


Do you believe it is possible to browse on your phone without your SIM inserted and without connecting to any Wi-Fi data hot-spot?
What if I tell you it's now possible...... I know it sound unbelievable!

With the latest technological advancement it is now possible to browse on your phone with or without network data SIM in your phone and not just that, but with the speed of 4G capacity in any environment you find yourself.

Now you never have to rely or complain about the slow connectivity of your network providers, now you can now browse without SIM and without network.

This is a great opportunity for all internet surfers. You Can simply download and install SIMO App for Android and get free 10GB internet data on your phones. Sometimes in June, Skyroam SIMO Partnered with SMILE to introduce more affordable mobile data to millions of Africans who are struggling to get access to the internet at current prices.

SIMO is an app that works as a virtual data SIM that connects you to the internet without a WiFi or SIM card in your phone. At present, 130 countries are supported meaning you can browse the internet at a high 4G speed with No SIM, No Wi-Fi.


Nigeria: Tecno Camon 12, Camon 12 Pro and Camon 12 Air.
Indonesia: WIKO Tommy3 and WIKO Tommy3 Plus
Europe: Bluboo S3

SIMO is working hard to support more devices, please kindly understand.

If your device is not listed above, you can still try SIMO and get Free Trial Data right now!


It’s easy to use just 1 click and you will get connected to the internet without SIM card or Wi-Fi in your phone.

Faster network connections using optimal network with AI-powered engine-whenever and wherever you are. Enjoy high-speed 4G network.

It has a global coverage consisting of over 130 nations.


Below are some of the key features of SIMO app for Android.

SIM Card Not Needed: SIMO works without SIM. It’s a virtual data SIM that brings internet to your Android phone without SIM inside. Therefore, No SIM is required, no buying, swapping, or unlocking. Works with or without SIMs in your smartphone.

No Mobile Carrier Required: You no longer need to depend on a particular internet service provider or carrier network. For paid services, all you need is to pay as you go. No contracts, no paperwork, no limits.

Free Roaming: Get connected to fast internet no matter where you travel to. No extra charges, no pocket-tearing international data plans and so on.

Free Data: SIMO gives you free trial data but the volume of data and duration varies and depends on location and smartphone. For instance, Tecno CAMON 12 series users will get free 10GB data which is valid for 30 days (one month).

Reliable 4G LTE Network: Internet access is delivered in fast 4G LTE capacity no matter your location and country.

Name: SIMO – Global & Local Internet Service Provider

App Size: 14 MB

Latest Version: 3.3.128  (as at the time of writing this post)

Developer: SimoTek Holding Inc.

Last Updated: September 18, 2019  (as at the time of writing this post)

Required Android: V6.0 or higher

Installs: 10,000+

Category: Internet, tools

App Rating: 4.5


The SIMO Android app is pre-installed in some of the compatible devices but if not pre-installed, simply go and download SIMO Apk here. Then follow the simple procedures below to use SIMO app.


Enable your phone data or connect to a Wi-Fi hot-spot to set up your SIMO app for first usage

Open SIMO app that you installed or that came with your phone.

Sign-up using your phone number, email address or social media handles like Facebook or Twitter.

After successful login, turn off your mobile data or wifi and click the ‘Connect’ button in SIMO homepage to get yourself connected with local network.

Subsequently to browse with SIMO app, you never have to switch on your data again, you may even remove your SIM from your phone, just launch your SIMO app and click on connect and when it loads up to 100% it will give you a virtual 4G LTE network which you can use to browse flawlessly.

Enjoy internet access without restrictions.

You can click HERE to join our affiliate network program and make passive income online.


After you exhaust the free trial data, you need to pay for a data plan on SIMO to continue enjoying the services. It’s economical and there are various Plans: Use all data you pay for, with more affordable price, no daily limits

There are multiple payment methods which includes Credit card, Paypal, T-cash, Go-pay, Paytm (coming soon)
Get Support 24/7: Contact customer service within the app.


It’s possible you have seen an app called SIMO on your recently purchased Tecno Camon 12 Smartphone and it’s pre-installed on it. Try launch the app, you will get a whopping free 10GB data. Download and use SIMO app on your android today for cheap and faster internet services.